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You’ve won the jackpot, and you’re about to walk out of the casino a winner. Depending on the size of the jackpot, your life might change from this point forward. We’re happy for you, but before you count your winnings, there are a few things you should know.

We’re going to assume that you won more than $1,200. The good news is that if you’re a frequent gambler, you can deduct the money you spent while chasing that jackpot—provided, of course, that you kept records of both your wins and your losses. Expect a quick visit from one of the casino workers.   Your jackpot win just sent a signal back to the casino’s monitoring room, so an attendant will rush over to verify your win. If you don’t have any identification, the casino will hold the money in safekeeping until you can provide some.  

They’ll ask to see your identification, and you won’t get a cent until you show a valid government-issued I. That applies to nonresident aliens, too; they’re eligible to win jackpots, but they’re also taxed, albeit at a different rate from U. Some casinos keep millions in their safekeeping accounts for years—by law, they’re not allowed to spend it. Provided that you’ve got identification, however, the casino might just hand you your cash.

Casinos take pride in fast “hand pays,” so don’t be surprised if the attendant has a bundle of 0 bills. In some states, casinos will hand out incredibly large sums of cash, and while they’ll happily get their security teams to escort you to your car, you’re on your own after that. Before they hand you anything, they’ll have to verify that you’re not on the state’s exclusion list, and if you are, you’re not getting a cent (otherwise, the casino could face a hefty fine). Casinos prefer to pay cash whenever possible, since it increases the chances that you’ll keep playing. This is meant to deter addicted gamblers from relapsing. Generally, you’ll receive the full amount that you won, because most states don’t require casinos to take out withholding taxes from gambling wins. You can ask the casino to withhold taxes, though, and usually they’ll comply.

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When the attendant comes over to issue you your check or a hefty wad of cash, the first thing they’ll do is to check the machine. They need to verify that the slots are functioning properly and that your win wasn’t the result of a machine malfunction. thought she’d won $43 million from a slot machine, but a casino attendant told her that the machine had malfunctioned. To compensate for the error, the casino offered her…a free steak dinner. Most slot machines have labeling that says, “Malfunctions void all pays and plays,” which protects casinos against these sorts of losses. Unfortunately, the New York State Gaming Commission agreed with the casino that the woman was only entitled to her actual winnings, a whopping $2.25. You can decide to have the rest of the amount paid in full, but that’s not your only option.

Most casinos will also let you take an annual fixed sum. If you’re trying to get the biggest payout possible, the annuity is usually the smarter choice.